The firm
Loadline Research is an independent bank research firm based in Princeton, New Jersey.
We study every FDIC-insured U.S. bank each quarter. Our composite stress engine reads each bank as a whole, linking its loans, deposits, funding, capital and earnings, and shows where pressure is building on its balance sheet, which parts of the bank are driving it, and how much room the bank has left.
Our work explains what the filed figures say. It does not forecast, and it is not investment advice.
Principles
Public sources
Every figure traces to a public bank filing or a federal agency release.
Whole-bank view
Each bank is read as one linked balance sheet, not a list of separate ratios.
Independence
Self-funded and unaffiliated with any bank, rating agency or regulator.
Availability
Client access opens soonQuarterly research editions, an institution search and a data service for credit, counterparty and risk teams. Write to us for early access.
Contact
- Principal
- Michael Shen
- michael@loadlineresearch.com
- Telephone
- (908) 307-9354
- Office
- Princeton, NJ